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Loan Schemes

Didivija Urban Nidhi Limited have Some great Loan Scheme in low Interest Rate.

Home Loan

Features and Benefits :

  1. Low rate of interest .
  2. Minimum Processing fee.
  3. A hassle free application process.
  4. Fast disbursement.
  5. No hidden charges

Vehicle Loan

Features and Benefits :

  1. Interest Rate – 17.00% (P.A.).
  2. Loan available on all types of vehicle.
  3. 50 % Loan on Vehicle Quotation Ex Showroom Price
  4. Loan Tenure 1 year to 5 years

Gold Loan

Features & Benefits :

  1. Gold Loan Interest Rate – 17.00% ( P.A. )
  2. 80% Loan on Valuation.
  3. Instant Approval & Quick Disbursement.

Business Loan

Features & Benefits :

  1. Business Loan Interest Rate – 17.00% (P.A.)
  2. A Hassle Free Application Process.

Education Loan

Features & Benefits :

  1. Education Loan Interest Rate – 17.00% (P.A.)
  2. A Hassle Free Application Process.

Mortgage Loan

Features & Benefits :

  1. Mortgage Loan Interest Rate – 17.00% (P.A.)
  2. A Hassle Free Application Process.

Term & Condition for Loan Scheme

  • It is mandatory to become a member in Tiranga Urban Nidhi Limited to open a Savings/RD/FD/Pigmmy/MIS Account.
  • Documents required Loan Application Form, Two Photo, Identity Proof, Address Proof, Adhar Card, Pancard.
  • It is Mandatory to complete the KYC Norms.
  • Loan will not be provided against the balance kept in Savings Account.
  • Interest rates are subject to change at the sole discretion of the Didivija Urban Nidhi Limited.
  • Irregular deposits are not entitled loan facility against it.
  • It will be mandatory to complete all the required documents regarding the loan.
  • The loan amount can be repaid either in part or in full at anytime.
  • The outstanding loan amount will be recovered from the deposit amount on the date maturity or premature withdrawal.
  • We charge a nominal Programme Management fee.
  • Cheque bounce charges Rs. 2000/-.
  • All other rules and regulations of Didivija Urban Nidhi Limited will be applicable for all accounts.